Owen Insurance Group / David A. Brown

About Us

Most people don't think about insurance until something forces them to. A diagnosis. A birthday that puts Medicare on the table. A business partner who says "what happens if one of us can't work?" By then, the best options have already narrowed.

I help people get ahead of those moments.

I'm a Licensed Insurance Agent, Retirement Specialist, and Registered Financial Planner with Owen Insurance Group - a national independent marketing organization with 500+ advisors licensed across 40+ states. That independence means I work with dozens of carriers rather than just a single company's shelf, so the recommendation always fits the client, not the other way around.

I work with 3 types of clients:

For individuals approaching or in retirement, I focus on:

- Medicare Supplement plans that fill the gaps Original Medicare leaves open

- Fixed and indexed annuities for guaranteed retirement income

- Protection strategies that keep a health event from wiping out a lifetime of savings


For working professionals still building toward retirement, I focus on:

- Evaluating where you stand today against where you need to be

- Building a savings and protection strategy that fits your timeline and income

- Identifying gaps early - before they become expensive problems

- Creating a realistic path to retirement income you can count on


For small business owners, I focus on:

- Key person insurance to protect the business if a critical player goes down

- Buy-sell agreement funding so ownership transitions don't become crises

- Executive benefit and deferred compensation strategies to retain top talent

- Business continuity planning that actually holds up under pressure

What I bring to this work is different from most agents. I spent 25 years in executive leadership, business development, and revenue strategy before entering financial services full-time. I've sat in the chair my business-owner clients sit in. I've built teams, managed payroll, navigated partner disputes, and lived the risks that keep owners up at night. That experience shapes how I approach protection planning - not as a product pitch, but as a business conversation.

If you're approaching Medicare eligibility, thinking about retirement income, still building toward retirement and want to make sure you're on the right path, or running a business without a protection plan in place, I'd welcome a conversation.

meetdavebrown.com

david@oweninsurancegroup.com

(561) 719-0507